Factoring Solutions to
Help Mitigate Risk, Drive Growth

Financial firms looking to offer factoring solutions need technology that provides the right level of flexibility when trying to identify and mitigate risk. You also need a feature-rich solution that enables efficient management, calculation and collection of purchased receivables. That’s why IDS acquired the industry’s premier factoring software from William Stucky & Associates and integrated it with our expanding suite of secured finance technologies. Our robust software provides factors of all sizes with access to best-in-class technology for recourse and non-recourse factoring, as well as purchase order financing.

Driving Success in Factoring Programs Worldwide

  • Clients & customers in 195 countries
  • Support for all currencies worldwide
  • 600,000+ customer relationships
  • 1.875 million credit relationships
  • $48 billion in annual factored volume
  • 17 million invoices & 4,500 clients annually
  • $9.25 billion in accounts receivable
  • $3B in outstanding loans

Recourse Factoring

Identify top-tier clients and win their business

Growing your recourse factoring portfolio requires customer-centric technology that helps you provide top-tier customers with fast access to cash, a streamlined approval process and competitive rates. Stucky™ Recourse Factoring Software from IDS gives you a best-in-class platform for growing your portfolio — and protecting your margins.

Our platform includes advanced algorithms that forecast the credit risk of your accounts receivable portfolio. This unique feature is the key to maintaining profitability and mitigating losses due to debtor issues, such as bankruptcy. Our solution also improves operational efficiency with automated alerts when balances, trends and credit limit issues require attention. Invoice data can be automatically uploaded, then quickly verified, approved, balanced and processed. You also get tools for enforcing credit limits, monitoring changes in credit and automating notifications for credit updates.

Key Features

  • Powerful Client Reporting
  • Invoice Entry — EDI, Web Screen Entry, Manual Staff Entry
  • Data File Communication with Borrower or Trading Partners
  • Customer Credit Line Management and Credit Scoring
  • Dunning and Collection Management
  • Remittance Processing with Auto-Cash Application
  • Client Advances
  • Client, Customer and Management Reporting
  • Bulk Collateral and Loan Management

Non-Recourse Factoring

Mitigate risk, maximize margins and gain insights

The popularity of non-recourse factoring is growing globally, as more borrowers — especially importers, exporters and manufacturers — see the value of sharing credit risks with their lenders. While this creates an opportunity for you to generate healthier fees, it also means you need new tools for managing risk. You need a technology provider who understands the nuances of the secured finance industry.

Stucky™ Non-Recourse Factoring Software from IDS gives you the tools you need to mitigate risk, expedite deals and manage the profitability of your portfolio. Your team can calculate and recalculate debtor risk, manage invoices, monitor delinquent accounts, determine the best course of action and quickly take steps to protect your margins. Our technology also gives borrowers the ability to request funding using invoices, inventory equipment or other assets as collateral. This gives you the option of expanding your portfolio and driving new revenue.

Key Features

  • Invoice Entry — EDI, Web Screen Entry, Manual Staff Entry
  • Data File Communication with Borrower or Trading Partners
  • Customer Credit Line Management and Credit Scoring
  • Dunning and Collection Management
  • Remittance Processing with Auto-Cash Application
  • Client Advances
  • Client, Customer and Management Reporting
  • Bulk Collateral and Loan Management

Purchase Order Financing

Powerful technology to grow your portfolio and control operating costs

Companies experiencing rapid growth often need purchase order financing for a variety of reasons including the acquisition of inventory, the purchase of raw materials or the delivery and installation of technology solutions.

Stucky™ Purchase Order Financing Software from IDS provides you with a trusted platform for winning deals, managing your portfolio and mitigating risk. Highly intuitive software makes it easy for your team to streamline origination and onboarding processes, company details, track purchase order reports and maintain highly accurate client and vendor information.

Key Features

  • Purchase Order Entry & Tracking
  • Customer Credit Line Management and Credit Scoring
  • Client Advances
  • Client, Customer and Management Reporting
  • Electronic Data File Uploads
  • Calculation of the Fundable Amount per Transaction
  • Creation of Multi-Collateral Accounts
  • Integration with Credit Insurers
  • Syndication with Funding Partners

Explore the Full Portfolio

We continually bring new capabilities to market. To learn more about our complete portfolio — or request a demo — connect with an IDS asset finance technology specialist.